Renter Sharable for Rentals Terms and Conditions

Welcome to TransUnion® ShareAble®, found at the web site, www.hires.shareable.com, or through an integration platform  (the “Site”) - a product of TransUnion Rental Screening Solutions, Inc. (“TURSS”). This Terms of Use Agreement  (“Agreement”) contains the terms and conditions upon which you (“you,” or the “Member”) may access ShareAble or any  products or services offered through the Site. You agree to be legally bound by these terms.  

General Terms  

TURSS provides access to ShareAble to allow you to authorize and agree to provide your credit and public record  information (“Consumer Report Information” or “Credit Information”) to third parties through this platform. From time to time  TURSS and or the owner of this platform may revise these terms and conditions. Revisions will be effective when posted  or as otherwise stated. Additional terms and conditions may apply to specifics of other products and services, or to the  participation in future contests or surveys.  

After agreeing to the terms of this Agreement, you will be requested to authenticate your identity (using information from  public records and credit information related to the identifying information that you provide (e.g. Social Security Number,  Date of Birth) (“Identifying Information”) and acknowledge that upon successful completion of identity verification, your  Consumer Report Information will be provided to third parties indicated on your request via this platform. You acknowledge  and agree that TURSS and the platform provider is not responsible for any actions or decisions made by any third parties  with whom you have agreed to share your Consumer Report Information.  

The images, text, screens, web pages, materials, data, content and other information (“Content”) used and displayed  through ShareAble and/or the Site are the property of TURSS or its licensors and are protected by copyright, trademark  and other laws. In addition to its rights in individual elements of the Content within the Site, TURSS owns intellectual property  rights in the selection, coordination, arrangement and enhancement of such Content. None of the Content may be copied,  displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to  create a derivative work or otherwise used for public or commercial purposes without the express written permission of  TURSS or the owner of the Content.  

Disclaimer of Warranties and Liabilities  

SHAREABLE AND THE SITE, INCLUDING ALL CONTENT, CREDIT INFORMATION, PRODUCTS AND SERVICES  MADE AVAILABLE ON OR ACCESSED THROUGH THIS SITE, ARE PROVIDED TO YOU “AS IS”. TO THE FULLEST  EXTENT PERMISSIBLE UNDER APPLICABLE LAW, NEITHER TURSS NOR ITS AFFILIATES NOR ITS DATA  PROVIDERS MAKE ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER AS TO THE  CONTENT, CREDIT INFORMATION, PRODUCTS OR SERVICES AVAILABLE ON OR ACCESSED THROUGH  SHAREABLE AND THE SITE, THAT YOU OR A THIRD PARTY WILL HAVE CONTINUOUS, UNINTERRUPTED OR  SECURE ACCESS TO SHAREABLE OR THE SITE, PRODUCTS OR SERVICES OR THAT SHAREABLE, THE SITE,  PRODUCTS OR SERVICES WILL BE ERROR-FREE. IN ADDITION, TURSS AND ITS AFFILIATES AND ITS DATA  PROVIDERS DISCLAIM ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING TITLE, MERCHANTABILITY,  FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT AND INFORMATIONAL CONTENT. THEREFORE,  YOU AGREE THAT YOUR ACCESS TO AND USE OF SHAREABLE, THE SITE, PRODUCTS, SERVICES AND  CONTENT ARE AT YOUR OWN RISK. ADDITIONALLY, YOU AGREE THAT THE CREDIT INFORMATION THAT YOU  AUTHORIZE TURSS TO SHARE WITH THIRD PARTIES IS NOT ERROR-FREE AND MAY INCLUDE INFORMATION  THAT DOES NOT PERTAIN TO YOU AND TURSS AND ITS AFFILIATES AND ITS DATA PROVIDERS ARE NOT  RESPONSIBLE OR LIABLE FOR ANY ACTION OR DECISION TAKEN BY A THIRD PARTY BASED ON THE CREDIT  INFORMATION. BY USING OUR SITE, YOU ACKNOWLEDGE AND AGREE THAT NEITHER TURSS NOR ITS  AFFILIATES NOR ITS DATA PROVIDERS HAVE ANY LIABILITY TO YOU (WHETHER BASED IN CONTRACT, TORT,  STRICT LIABILITY OR OTHERWISE) FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR SPECIAL  DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR ACCESS TO OR USE OF SHAREABLE,  THE SITE, CONTENT, PRODUCTS OR SERVICES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF  SUCH DAMAGES), INCLUDING LIABILITY ASSOCIATED WITH ANY VIRUSES WHICH MAY INFECT YOUR  COMPUTER EQUIPMENT. YOU ACKNOWLEDGE AND AGREE THAT TURSS’S DATA PROVIDERS ARE A THIRD  PARTY BENEFICIARY OF THE PROVISIONS OF THIS SECTION, WITH RIGHT OF ENFORCEMENT.  

TURSS reserves the right to publish or use any responses, questions or comments emailed to TURSS promotional or  other purposes without any further permission, notice or payment of any kind to the sender. All such submissions are the  property of TURSS. 

Registration and Accurate Information  

If you decide to register on the Site or use ShareAble, you may be required to register, provide personal information, and  select a user name and password. You agree to provide accurate information in your registration and not to share your  password with third parties. You agree not to impersonate another person or to select or use a user name or password of  another person. You agree to notify TURSS promptly of any unauthorized use of your account and of any loss, theft or  disclosure of your password. Failure to comply with these requirements shall constitute a breach of these terms and  conditions and shall constitute grounds for immediate termination of your account and your right to use the Site.  

Our Privacy Policy  

By using the Site or purchasing products or services, you agree that we may use and share your personal information in  accordance with the terms of our Privacy Statement. Our privacy statement can be reached at www.shareable.com.  

Fair Credit Reporting Act  

The Fair Credit Reporting Act allows you to obtain from each consumer reporting agency a disclosure of all the information  in your consumer file at the time of the request. Full disclosure of information in your file at a consumer reporting agency  must be obtained directly from such consumer reporting agency. The credit reports provided or requested through our Site  are not intended to constitute the disclosure of information by a consumer reporting agency as required by the Fair Credit  Reporting Act or similar laws.  

You are entitled to receive a free copy of your consumer report from a consumer reporting agency if:  • You have been denied or were otherwise notified of an adverse action related to credit, insurance, employment,  or a government granted license or other government granted benefit within the past sixty (60) days based on  information in a credit report provided by such agency.  

• You have been denied house/apartment rental or were required to pay a higher deposit than usually required  within the past sixty (60) days based on information in a consumer report provided by such agency.  • You certify in writing that you are a recipient of public welfare assistance.  

• You certify in writing that you have reason to believe that your file at such credit reporting agency contains  inaccurate information due to fraud.  

In addition, if you are a resident of Colorado, Maine, Maryland, Massachusetts, New Jersey, or Vermont, you may receive  one free copy of your consumer report each year from the consumer reporting agencies. If you are a resident of Georgia,  you may receive two free copies of your consumer report each year from the credit bureaus. Otherwise, a consumer  reporting agency may impose a reasonable charge for providing you with a copy of your consumer report.  

The Fair Credit Reporting Act provides that you may dispute inaccurate or incomplete information in your consumer report.  YOU ARE NOT REQUIRED TO PURCHASE YOUR CONSUMER REPORT FROM THE SITE OR SHAREABLE IN  ORDER TO DISPUTE INACCURATE OR INCOMPLETE INFORMATION IN YOUR REPORT OR TO RECEIVE A COPY  OF YOUR REPORT FROM EQUIFAX, EXPERIAN OR TRANSUNION, THE THREE NATIONAL CREDIT REPORTING  AGENCIES, OR FROM ANY OTHER CREDIT REPORTING AGENCY.  

Term and Termination; Modification  

This Agreement will take effect at the time you click “I Accept,” and shall terminate (a) when either party gives notice of its  intention to terminate to the other party hereto, to TURSS via the toll-free number set forth on the web site, or (b) if TURSS  discontinues providing ShareAble or access to the Site.  

TURSS may (i) change the terms of this Agreement or the feature of the Service, or (ii) change the Site, including eliminating  or discontinuing any content or feature of the Site, restricting the hours of availability, or limiting the amount of use of the  Site without notice. If you use ShareAble and/or the Site after TURSS has implemented such changes, you agree to be  bound by all of the changes made to the Site or to this Agreement. You are expected to review the Site periodically to ensure  familiarity with any posted notices of modification.  

Policy Regarding Minors  

We define minors as individuals under the age of 18. Our Web Site is not intended for the use of minors and we do not  intend to collect information about minors through our Web Site. You must be at least 18 to access any products through  this website.  

Notices  

You should send any notices or other communications regarding ShareAble or our Site to:  

TransUnion Rental Screening Solutions

Attn.: Counsel for TURSS  

555 W. Adams Street  

Chicago, IL 60661. 

Except as otherwise provided on this Site, we may send any notices to you to the most recent e-mail address you have  provided to us or, if you have not provided an e-mail address, to any e-mail or postal address that we believe is your address.  If you wish to update your registration information, please log in to your account and visit the ‘Your Account’ section from  the main menu.  

Applicable Law  

The laws applicable to the interpretation of these terms and conditions shall be the laws of the State of Illinois, USA, and  applicable federal law, without regard to any conflict of law provisions. TURSS can provide credit reports only on individuals  who have established credit in the United States. Those who choose to access this Site from outside the United States do  so on their own initiative and are responsible for compliance with local laws. You agree that any and all disputes arising  under this Agreement or out of TURSS’ provision of services to you, if submitted to a court of law, shall be submitted to the  state and federal courts of Northern District of Illinois, USA.  

Permission Statement  

You understand that by clicking on the “I Accept” button immediately following this notice, you are providing written  authorization to TransUnion Rental Screening Solutions to obtain information from your personal credit profile from  TransUnion and public records sources. You instruct TransUnion Rental Screening Solutions to obtain such information  and to and provide it to certain identified third parties who are requesting this information about you. Before you may use  TransUnion ShareAble, we must obtain written authorization from you to give us permission to obtain your TransUnion  credit history and public records report and share them with certain identified third parties. 

chevron-down linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram