Real Estate Investing & Finance Learning Center for Landlords

Latest articles

April 4, 2023

Closing Costs Calculator: How to Calculate & Why They're Important

Learn about closing costs and how to calculate them as a real estate investor

April 4, 2023

Amortization Calculator: How to Calculate Mortgage Loan Amortization

Calculate a loan amortization repayment schedule and understand why it's an important planning step when taking out a loan

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April 3, 2023

Return on Investment (ROI) Calculator: How to Calculate ROI & What it Means

Calculate return on investment and learn what ROI means in real estate

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March 31, 2023

Home Equity Line of Credit (HELOC) Calculator: How to Calculate HELOC & What it Means

What is Home Equity Line of Credit (HELOC) and calculate how much you may be able to borrow

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March 31, 2023

Loan-To-Value Ratio (LTV): How to Calculate LTV and What it Means

Calculate loan-to-value ratio and learn what LTV means in real estate

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March 30, 2023

Property Management Fees Calculator: How to Calculate Property Management Fees

Calculate how much to expect to pay for property management and decide if hiring a property manager is right for you.

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March 29, 2023

ARV (After Repair Value) Calculator: How to Calculate ARV & What it Means

Calculate your ARV (after repair value) and learn what it means in real estate investing

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March 28, 2023

Net Present Value (NPV) Calculator: How to Calculate NPV & What it Means

Calculate NPV & learn how to use net present value to analyze potential rental properties

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March 26, 2023

Internal Rate of Return Calculator: How to Calculate IRR & What it Means

Determine your IRR (internal rate of return) for a single cash flow

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March 24, 2023

Debt to Income Ratio Calculator: How to Calculate DTI & What it Means

Debt-to-income (DTI) ratio is a key financial metric for real estate investors, as it helps determine how much leverage an investor can take on when acquiring a property. The DTI ratio is calculated by dividing the borrower’s total monthly debt payments by their gross monthly income. The result of this calculation gives lenders an idea of how well the borrower will be able to manage their current debts and what they can feasibly afford to borrow from them. Lenders tend to prefer borrowers with a DTI of 36% or less, but this can vary.

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March 24, 2023

Cap Rate Calculator: How to Calculate Cap Rate & What it Means

Learn how cap rate is calculated & why it's important for real estate investors

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March 24, 2023

Cash Flow Calculator: How to Calculate Cash Flow & What it Means

Cash flow is an incredibly vital element of real estate investing - understanding and properly forecasting it is often the make or break between a great investment property and money pit. Cash flow is defined as net operating income (NOI) minus the costs of servicing debt and CapEx. Higher cash flow sometimes means better returns but almost always means lower investment risk.

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March 24, 2023

Gross Rent Multiplier Calculator: How to Calculate GRM & What it Means

Learn how to calculate the gross rent multiplier of a particular rental property and find out how to use this metric.

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March 24, 2023

Property Appreciation Calculator: How to Calculate Appreciation in Real Estate

Learn what appreciation means to real estate investors and how it can help you make the right decisions for your business.

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March 24, 2023

Net Operating Income (NOI) Calculator: How to Calculate NOI & What it Means

NOI, or Net Operating Income, measures the profitability of an income-generating real estate asset (i.e. rental property). It’s calculated by subtracting operating expenses from the total revenue generated. NOI is a great way to see a property’s income potential, but it should be used in tandem with other real estate valuation metrics when making investment decisions.

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March 21, 2023